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33 Best Loan Affiliate Programs To Promote In 2025
Updated: June 2, 2025 Written by Bill Burniece
Best Loan Affiliate Programs
Loan affiliate programs include personal loans, payday loans, business loans, and car loans.
The global digital lending platform market size was valued at USD $5.84 billion in 2021 and is expected to experience a compound annual growth rate (CAGR) of 25.9% from 2022 to 2030.
More people are looking for loan solutions on the internet today which is your opportunity to cash in as an affiliate in this niche.
Loan Affiliate Programs
Featured Loan Affiliate Program
#1 Max Cash Title Loans
Affiliate Commissions: Earn up to $500 per loan.
Affiliate Signup Link: Click Here
Affiliate Website: Here
Affiliate Description:
As the industry leader, Max Cash Title Loans provides competitive rates, convenient terms and fast turnaround even if your client has bad credit (including bankruptcy) or no credit at all.
Since only the car title secures the loan, your client can continue to drive the car during the loan duration.
As an affiliate, you can make big commissions helping people get the money they desperately need.
Read the full review here: Max Cash Title Loans.
Lead Stack Media
Affiliate Commissions: Earn up to $300 per qualified lead and 90% VIP commissions. Plus a 3% referral program.
Cookie Duration: Varies by program.
Affiliate Signup Link: Click Here
Company Description:
Lead Stack Media is a top pay-per-lead affiliate network focused on the personal loan and debt relief sectors, with over 20 proprietary offers spanning across USA, UK, and Australia.
Publishers partnering with Lead Stack Media benefit from competitive commission rates of 90% and gain access to an extensive selection of creative materials for their advertising campaigns.
With payouts ranging up to $300 for personal loan leads, and $1000 for successful debt relief referrals, you can achieve some of the highest payouts in the industry – join now.
CW Funding Network
Affiliate Commissions: Earn $500 – $10,000 per deal. Plus a .5% commission on the second tier.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
CW Funding Network provides quick and reliable real estate financing for investors.
Their expertise and market insight benefit their clients by giving them the speed and flexibility they need to close their transactions efficiently and on time.
Wedebeek
Affiliate Commissions:
Three earnings models: CPA, CPL, and RevShare. Earn up to 80% Rev Share + another 3% on the total payments of other affiliates you refer into the program. Also earn up to $150 per lead.
Cookie Duration: Varies by offer.
Affiliate Signup Link: Click Here
Company Description:
Wedebeek is a Cost Per Action (CPA) network that specializes in niche categories including loans, insurance, and finance.
Wedebeek has 100 direct and exclusive campaigns for the loan niche, and more than 50 direct and exclusive campaigns for credit score category.
LeadsGate
Affiliate Commissions: Earn up to $230 per lead plus a 3% referral program.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
LeadsGate is a pay per lead affiliate network (PPL) focused on the US loan niche.
They offer personal loans, installment loans, and payday loans.
As an affiliate, you’ll get lifetime commissions for every application your referral submits. Even if it is years later.
Plus there is a second tier affiliate program for sending other producing affiliates.
Full LeadsGate review
PDL-Profit
Affiliate Commissions: Varies by offer.
Cookie Duration: Varies by offer.
Affiliate Signup Link: Click Here
Company Description:
PDL-Profit is a CPA affiliate network that has hot-converting offers in the financial vertical payable by CPS, CPL, and RevShare models.
They have more than 300 offers in 50+ geos, promoted by over 10,000 publishers that bring in 1,500+ new clients every day.
LeadsMarket
Affiliate Commissions: Varies by program choice. Programs include payday loans, installment loans, and car title loans.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Leadsmarket.com is a marketplace where affiliates earn more money per lead, per click, per impression than with any other advertiser or loan network.
Their founding team has been in the affiliate space for more than a decade now.
They have a reputable CPA network that offers affiliates transparency, support, and expert advice.
Full Leadsmarket review
LeadNetwork
Affiliate Commissions: Earn up to $230 per lead.
Cookie Duration: 30 days.
Affiliate Signup Link: Click Here
Company Description:
LeadNetwork is a top-level program, meaning they work directly with creditors without any extra links in the chain.
This model maximizes earnings for you the affiliate. They pay you $230 for each lead.
They have aggregated more than 300 direct lenders who can approve loan applications from customers, including those with a bad credit history and/or current outstanding loans.
LeadNetwork has one of the best payday loans affiliate programs.
MyLead
Affiliate Commissions: Varies by offer.
Affiliate Signup Link: Click Here
Company Description:
MyLead is a rapidly growing affiliate network.
It provides over 3,600 programs in dozens of categories including fitness, accessories and enhancements, dating, health and beauty, gaming, fashion, gambling, and more
The provide strong and fast multilingual support around the clock.
Publishers receive tutorials, mentoring, and even blogs for free. Advisers are assisted by affiliate managers.
They establish the conditions for cooperation and then assist with the implementation of the new program step-by-step.
Prosper
Affiliate Commissions: Earn $100-$150 for borrower leads.
Cookie Duration: 30 days.
Affiliate Signup Link: Click Here
Company Description:
Prosper is America’s first peer-to-peer marketplace, with more than 2 million members and over $1,000,000,000 in funded loans.
Prosper allows people to invest in each other in a way that is financially and socially rewarding.
On Prosper, borrowers list loan requests between $2,000 and $35,000 and individual lenders invest as little as $25 in each loan listing they select.
Prosper handles the servicing of the loan on behalf of the matched borrowers and investors.
Prosper is a rare unsecured loan affiliate program.
Zero Parallel
Affiliate Commissions: Varies by program.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Zero Parallel is a short-term loan lead affiliate network that works with both affiliates and lenders.
Their resources run deep meaning they can offer both affiliates and lenders more.
As an affiliate of Zero Parallel you’ll benefit from aggressive compensation payouts, extensive analytics, and a network of only the best lenders to ensure high payouts.
Full Zero Parallel review
PayDayMansion
Affiliate Commissions: Earn 5% of the gross revenue.
Note: This affiliate program is for webmasters and by invitation only.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
PaydayMansion is another strong pay day loan affiliate program.
They offer affiliates a wide variety of promotional materials, lead optimization technology, flexibility and reliable support, as well as high commissions for your quality leads.
Excel Credit
Affiliate Commissions: Earn $50 per closed loan.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Excel Credit™ is a leader in the boat financing and yacht financing industry.
Their new and used boat loans are highly competitive with the lowest boat and yacht loan interest rates.
Round Sky
Affiliate Commissions: Earn up to $250 per lead.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Round Sky, Inc. is a leading advertising agency in the US for personal loan and installment loan products.
They offer a simple-to-use industry leading web interface that allows for real-time lead transfer acquisition and sales.
Round Sky works with a diverse group of direct personal loan, installment loan, and store fronts
lenders across the US and deliver to them the specific leads that meet their unique criteria.
Fairstone
Affiliate Commissions: Earn $21 per lead.
Cookie Duration: 30 days.
Affiliate Signup Link: Click Here
Company Description:
Fairstone is the leading non-bank lending provider in Canada
They offer credit cards, point-of-sale financing, automobile financing, and unsecured & secured personal loans, and mortgages online and at their branch offices coast to coast.
To apply for the Fairstone affiliate program, you need to email them at affiliateprogram@Fairstonecanada.ca and include a brief description of your company.
Fresh Funding
Affiliate Commissions: Earn 3% of funded loan amount. Average deal size $35,000 with a payout of $1,050.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Established in 2017, Fresh Funding takes a more personal approach in providing quick access to working capital for small and medium sized businesses nationwide.
They have a creative approach to underwriting and customer success management.
Fresh Funding has built a trustworthy reputation that small business owners can rely on.
National Business Capital
Affiliate Commissions: Earn 1% commissions on each closed loan.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
National Business Capital is one of the nation’s most well-known sources for business financing.
Unlike traditional lending institutions, National Business Capital’s efficiency in providing business loans is not restricted by the same time-consuming regulations as traditional banks.
They are known for their fast loan review process and once approved, offer quick loan funding.
As an affiliate partner, you’ll get fast payouts, co-branded marketing material, and a polished dashboard to help you dial in your campaigns.
GoKapital
Affiliate Commissions: Click through for current terms.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
GoKapital offers business owners alternative working capital solutions through various funding programs for business loans.
They provide quick business loans from $20,000 to $50,000,000.
They also offer working capital and real estate hard money loans nationwide
Lightstream
Affiliate Commissions: Earn $60 per funded loan.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
LightStream delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing.
They offer innovative lending products using proprietary technology.
Consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast, and nearly paperless loan process.
From the convenience and comfort of their computer or mobile device, your customers can apply, be approved, sign their loan agreement, and receive their funds, as soon as the same day of their application.
Zippyloan
Affiliate Commissions: Earn $45 per lead.
Cookie Duration: 1 day.
Affiliate Signup Link: Click Here
Company Description:
Zippyloan allows borrowers to request a loan amount between $100 and $15,000.
The amount they get is dependent on a number of factors including their income, credit history, state of residence, and the lender that they are connected to.
Their cookie window is short but there is still good affiliate income to be made here.
SoFi
Affiliate Commissions: Earn up to $150 per sale and there are three different affiliate models to choose from.
Cookie Duration: 30 days.
Affiliate Signup Link: Click Here
Company Description:
SoFi’s offers personal loans with low rates and no fees.
Compared with high-interest credit cards, a SoFi personal loan is simply better debt.
Borrowers can get a low fixed-rate on a personal loan from $5K-$100K.
To date, the SoFi affiliate program has paid out over $10 million U.S. in commissions.
Onramp Funds
Affiliate Commissions: Earn $80 per lead.
Cookie Duration: 30 days.
Affiliate Signup Link: Click Here
Company Description:
Onramp Funds offers cash solutions for eCommerce sellers.
To determine the offer, Onramp looks at your referral’s sales history, never their personal credit.
Once they’ve accepted their cash, Onramp lets borrowers pay them back when more inventory sells.
As an affiliate, you’ll collect $80 per lead.
Cherry
Affiliate Commissions: Earn $100 per lead.
Cookie Duration: 90 days.
Affiliate Signup Link: Click Here
Company Description:
Cherry offers payment plans that allow medical practices to offer fast and easy financing options for purchases between $200 – $10,000.
Their patients can split purchases into smaller, more manageable monthly payments.
Med spas, dentists, optometrists, and other medical practices use Cherry to boost their revenue, increase treatments, and acquire more patients.
Earn $100 per lead on this easy sale.
CarsDirect
Affiliate Commissions: Earn up to $8 per lead.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
CarsDirect has a car loan affiliate program.
They help consumers get a deal on a new or used car by giving them up-to-the-minute car pricing information.
They also help buyers with less-than-perfect credit find special financing options through their network of trusted lending partners.
As an affiliate, you’ll earn $8 per lead.
Credible
Affiliate Commissions: Earn up to $240 per loan.
Cookie Duration: 45 days.
Affiliate Signup Link: Click Here
Company Description:
Credible is the leading multi-lender marketplace for student loan refinancing, private student loans and personal loans.
Their partners love working with them because they deliver a seamless experience and help maximize conversions and income.
You’ll earn up to $240 per accepted loan offer.
OnDeck
Affiliate Commissions: Earn 2% per sale.
Cookie Duration: 60 days.
Affiliate Signup Link: Click Here
Company Description:
OnDeck is a source for small business finance and funding solutions to hundreds of industries across the US.
They have a 10 minute application process, an A+ BBB rating, and more than $15 billion in loans delivered.
Biz2Credit
Affiliate Commissions: Not listed. (kind of stupid, I know).
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Biz2Credit is backed by Nexus Venture Partners and their 225,000 small business customers.
They specialize in small businesses funding online.
They have provided over $7 billion in small business loans and financing for thousands of companies across the U.S.
Funding Circle
Affiliate Commissions: Click through for current terms.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Funding Circle provides affordable loans between $25,000 and $500,000 in as fast as two business days.
They are one of the leading global providers for small business loans that have helped more than 135,000 small businesses access more than $20.2 billion in finance.
Auto Credit Express
Affiliate Commissions: Varies by program.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
This is another auto finance affiliate program.
Auto Credit Express was founded in 1999. They are a part of the Internet Brands Automotive Group, which comprises the largest network of car buying and financing resources in North America.
They are the leading service for people who need new and used car loans in the USA and Canada.
They also work with bad credit.
LeadScout
Affiliate Commissions: Earn up to $500 per lead.
Cookie Duration: Varies by program.
Affiliate Signup Link: Click Here
Company Description:
Launched in early 2022, LeadScout is one of the most popular Canadian networks in the installment/payday loan space with over 65 different offers with top tier CPL/Revshare rates.
LeadScout is the only affiliate network in Canada offering the capability to create a fully white label loan comparison site using their custom made form that can easily be embedded on any website.
Add your branding, your pixels and tailor the offer to your audience thanks to 8 different verticals including payday loans, car loans, business loans and more.
PersonalLoans
Cookie Duration: Varies by program.
Affiliate Signup Link: Click Here
Company Description:
PersonalLoans.com provides an easy and convenient way for consumers to be connected with a personal loan through their network of lenders and the other third-party lender networks they use.
Their online service can help borrowers secure a loan between $1,000 and $35,000 right from their mobile device.
Advance Funds Network
Affiliate Commissions: Click through for current terms.
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Advance Funds Networks offers working capital loans, business lines of credit, bridge loans, invoice factoring, and merchant cash advances, tailored to each individual’s unique needs.
Rok Financial
Affiliate Commissions: Varies by program. (It’s complicated).
Cookie Duration: Not listed.
Affiliate Signup Link: Click Here
Company Description:
Rok Financial is a business-to-business (B2B) lending company.
Their goal is to ‘help get businesses back to business by providing the best small business & commercial lending options available today.’
You might also like: [Credit card affiliate programs] | [Debt relief affiliate programs]
Tips To Promote Loan Affiliate Programs Online
- Build a focused website around the loan type you promote
- Offer a free guide in exchange for an email address and grow your own list
- Explain credit scores, loan types, and repayment so readers can decide with confidence
- Walk readers through the application process from start to funding
- Use social profiles to build an audience and send traffic back to your site
- Join conversations and answer questions in your community
- Stand out with a clear, honest point of view
- Keep readers up to date on new products and changing terms
Summary
Most people borrow at some point, and many start their search online. If you create helpful, honest content, loan affiliate programs can become a steady part of your income. Pick programs that fit your audience, read each program’s terms carefully, and put your readers’ interests first.
Commissions Comparison
| Program | Commission |
|---|---|
| CW Funding Network | $500 – $10,000 per deal, plus a 2nd tier |
| Max Cash | $500 per loan |
| LeadScout | Up to $500 per lead |
| Lead Stack Media | Up to $300 per lead |
| Round Sky | $250 per lead |
| Credible | Up to $240 per loan |
| LeadNetwork | $230 per lead |
| LeadsGate | $230 per lead |
| SoFi | $150 per sale |
| Prosper | Up to $150 per lead |
| Wedebeek | Up to $150 per lead |
| Cherry | $100 per lead |
| Onramp Funds | $80 per lead |
| LightStream | $60 per loan |
| Excel Credit | $50 per loan |
| Zippyloan | $45 per lead |
| Fairstone | $21 per lead |
| PayDayMansion | 5% of gross revenue |
| Fresh Funding | 3% commission |
| OnDeck | 2% commission |
| National Business Capital | 1% commission |
| CarsDirect | Up to $8 per lead |
| PDL-Profit | Varies by program |
| Rok Financial | Varies by program |
| LeadsMarket | Varies by program |
| MyLead | Varies by program |
| Zero Parallel | Varies by program |
| GoKapital | Varies by program |
| Auto Credit Express | Varies by program |
| PersonalLoans | Varies by program |
| Biz2Credit | Not listed |
| Advance Funds Network | Not listed |
| Funding Circle | Not listed |
Commission figures were last checked on [Month DD, YYYY]. Terms change, so confirm current rates with each program before you sign up.
Do you have a loan affiliate program that isn’t listed here?
Contact me and let’s talk about getting your program included.
More loan affiliate programs are coming soon.
Are you new To Affiliate Marketing?
Click here to start my free step-by-step training.
Disclosure:
The operator of this website is a 3rd party marketer with a material connection to product/service providers appearing on this site in that we are compensated for sales made through our affiliate links.
Questions? Contact [email@yourdomain.com]